Homeowners who are planning to have an outdoor swimming pool installed need to get Home Insurance Quotes in Tulsa OK that include this feature. It’s important to work with an independent agent who can provides quotes the from multiple insurance companies. Not all carriers provide insurance for home with outdoor swimming pools, and some charge a relatively hefty premium for properties that have them.
People who have an outdoor swimming pool can expect to pay extra for their homeowners insurance no matter which carrier they choose. The main reason is insurer concerns about liability in case of an accident. Some insurance companies will only provide coverage if a secure fence encloses the pool. There may be a requirement for a latched or even a locked gate. The insurer might specify a minimum height for the fence, so it isn’t easily climbed over.
Others will not provide coverage for pools with diving boards. Still others provide liability insurance for pools with diving boards but exclude any incidents involving those extra features from coverage. They may exclude other extra features, such as pool slides, as well.
Another reason is the risk of damage to the swimming pool that the insurance policy will be expected to cover. Home Insurance Quotes in Tulsa OK should address coverage for aspects such as earthquakes, tornadoes and hail that can damage a swimming pool or its exterior features. Homeowners also must understand factors that they probably cannot get coverage for. An example would be an in-ground pool that pops up from the earth after being drained. This isn’t considered a natural event but rather is viewed as the human error.
An agency such as AES Insurance Brokers can provide a variety of quotes for insurance covering houses with swimming pools. A knowledgeable agent is ready to consult with homeowners about differences among policies. It’s important not to just choose the least expensive policy if the coverage is inadequate. A homeowner who really wants a diving board with the pool, for example, also really needs a policy that doesn’t exclude this feature. Get additional info here on how to contact this agency.
