Mulling over finances and planning for retirement can cause great stress, and the percentage of Americans who feel confident about their retirement funds is very low, according to the Employee Benefit Research Institute. If you’d like to count yourself among the percentage with confidence, you’ll want to start early and seek the assistance of a retirement financial planner. A retirement planner helps to take all of the stress out of the process and helps guarantee that you’ll be able to enjoy your well-earned retirement time.
Certification and Experience
An experienced retirement financial planner must put together all the pieces of your current assets and goals. Pensions, tax planning, and social security are some areas in which knowledgeable expertise is required. When looking into retirement planners, ask about their professional certifications and experience, and consider asking friends and family for recommendations. Look around online for reviews and feedback from previous clients to get a sense of the planner’s track record.
A Comprehensive Approach
Many factors go into choosing the type of retirement plan that’s right for you. To create a plan and a timeline for your to follow, your planner will have to take a comprehensive look at your assets, your investment experience, and your personal goals and desires. Your plan should also be flexible to allow for potential growth, and your retirement planner should be able to answer your questions about social security, risks, and what happens if you enter long-term care like a nursing home.
Dedication to Your Needs
The right financial planner will go above and beyond basic advice to ensure that your retirement is comfortable and stress-free. Don’t let what should be one of the most rewarding times of your life become something to dread. Seek professional assistance with retirement planning and get a head start on your future.
