Unfortunately, we can’t always predict when life will throw us a curveball. If you have recently been injured or fallen ill and can’t work, you may want to consider getting short-term disability insurance in Tampa, FL. Although some employers offer short-term insurance plans, not all do. As a result, it’s best to work with a health insurance broker such as Affordable Insurance Team to help you find the right insurance plan for you and your current situation.
How Does it Work?
Short-term disability works by replacing a little over half of your gross income for anywhere from three to six months while you are out sick or injured and can’t work. Although this insurance plan isn’t long-term, it is a great way to stay on top of your bills while you figure out something else. If you are in Tampa and have recently suffered an injury or are in a situation where you can’t work, consider finding short-term disability insurance in Tampa, FL as soon as possible.
Who Needs it?
It’s safe to say that at some point in their lives, most people get sick and aren’t able to work for a certain period of time. This is when short-term disability insurance comes in. Even if you don’t think you will need it, it is good to have a back-up plan in case a situation that prevents you from being able to work does arise at some point.