Whether you are ready to apply for a car loan, student loan, or home mortgage, you might want to take a look at a credit union instead of dealing with one of the big banks. Credit unions, such as Great Basin Federal Credit Union, offer unique benefits that you won’t find with any other type of financial institution. These include:
* COMMUNITY PARTNERSHIP: Banks may participate in the community, but credit unions are part of it. In fact, they are actually owned by their members. When you apply for a checking or savings account, loan, or other service, you become a partial owner of the business.In addition, the focus is on helping shareholders, rather than just on making money. A credit union’s goal is to follow members throughout their lives, and help with each stage.
* AFFORDABILITY: Credit unions are able to offer lower interest rates than most banks. When customers apply for student loans, home equity lines of credit, or
* Mortgages in Spanish Springs
* credit union staff offer them terms that are very competitive. At the same time, they provide all of the benefits offered by a big bank, including special programs, such as HARP, and a variety of mortgage programs.
* SAVINGS: You can expect to get the highest possible returns on any savings you trust to a credit union. They offer multiple ways for clients to save, including opening several “share accounts”, which can be used to save for specific purposes. Clients may also set up Club Accounts, for Christmas and vacation planning. They may purchase savings bonds, or open money market accounts, as well as get expert investment advice.
* A VARIETY OF LOANS: Credit unions work personally with shareholders, to help them get the financing they need for RV’s, motorcycles, boats, cars, student loans, and home Mortgages in Spanish Springs. In addition, professionals help customers set up their businesses, and get needed business loans.
Many people are choosing credit unions when they want help with savings opportunities, mortgages, car loans, business advice, and more. These institutions make customers owners in the business, and offer personalized help, excellent returns on investments, and attractive loan rates.
