The Importance of Carrying SR 22 Insurance in Decatur

by | Jan 30, 2014 | Insurance Services

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Because of the bad rap that it’s been given in the world of insurance, when somebody suggests that you may need to look into an SR22 policy, you may find yourself feeling slightly offended or wondering why a person would want to carry such a policy at all. The truth is though, if your driver’s license has been suspended for reasons such as failure to carry insurance, securing SR 22 insurance Decatur may be your only option when it comes to restoring your legal driving privileges.

SR 22 insurance in Decatur is typically required for drivers who wish to re-instate their privileges after having the driver’s license suspended for lack of insurance. When this is the case, obtaining an SR 22 policy is often the only way to get your rights back.

You may be tempted to drive without carrying insurance of this nature, and that can be an even more costly mistake. If you are required by local authorities to carry an SR 22 policy, then that usually means that you will be unable to have your license re-instated until you have met this requirement. So driving without your required SR22 policy also means that you are driving without a valid driver’s license.

When you make the choice to drive under these circumstances, you are choosing to drive in direct contradiction to two major traffic laws:

1. You must always and only drive with a legal and valid driver’s license issued by your state of residence.

2. You must always and only drive with a legal and state approved auto insurance policy.

Choosing to drive without an SR22 policy in effect, if you are required to do so, is essentially placing yourself at great risk. If you get pulled over while operating a vehicle under these conditions, you will most likely be charged with both violations. One of these violations alone is usually accompanied by a rather large financial penalty. In combination with each other, the financial consequences can be extremely severe. Add to that the fact that repeated violations may result in possible jail time and this is a situation that you will want to avoid if at all possible. If you are required to carry an SR22 policy, you should not ignore this requirement. Contact a local insurance agency to help you meet these requirements before getting back behind the wheel of any vehicle. Visit ATI Insurance for more information.

SR 22 insurance in Decatur is typically required for drivers who wish to re-instate their privileges after having the driver’s license suspended for lack of insurance. For more information visit the website or Like us on Facebook.

 

 

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