Between the mortgage payments, student loans, credit card bills, payday loans, car title loans, utility bills, and cell phone bills it can be pretty easy for a person to bury themselves under a mountain of debt without even realizing that they are doing it. The worse part of accruing a mountain of debt is when that debt really is not your fault. For example, imagine being a person who is committed to paying their bills including their cell phone bill and credit card bill every single month. Not imagine getting sick and not being able to make it to work for about a week. That is a lot of money that you are going to be missing out on making. Bills such as your credit card bill and cell phone bill are going to have to get put on hold so you can buy food and pay you rent. Through no fault of your own you are suddenly not able to keep up with all of your bills and after just a couple months of no payments, they send them to a collection agency.
If you are buried under piles and piles of debt you are not just going to want to hire a bankruptcy lawyer. You are going to want to hire a chapter 7 bankruptcy attorney in Wichita, KS. The difference is this is a lawyer that has experience with filing Chapter 7 bankruptcy. Chapter 7 bankruptcy is the type of bankruptcy you file when you are buried under more debt that you could ever really pay off. A Chapter 7 Bankruptcy Attorney in Wichita, KS is going to help you file bankruptcy that is going to wipe your credit history clear with the exception of any secured loans.
The only debts that a Chapter 7 Bankruptcy Attorney in Wichita, KS cannot help you get rid of are things such as student loans, mortgages, unpaid child support, and unpaid alimony. Credit card bills, cell phone bills, and utility bills, on the other hand, can all be wiped clean with the help of a lawyer such as Attorney Philip L. Weiser and Chapter 7 bankruptcy.
