Understanding The Ins And Outs Of Workers Compensation in Vandalia OH

by | Aug 8, 2013 | Law

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For a worker, getting hurt on the job can be a devastating thing. Everything they do relies on the income they receive from their jobs. Most workers literally cannot afford to get hurt on the job. If an employee is hurt on the job, and has to stay away from work for a month or two, how are they going to pay their bills? Thankfully, the Workers Compensation in Vandalia OH can help.

Workers compensation is designed specifically for cases where employees are injured on the job and can’t work. If a worker is injured on the job, workers compensation will help by covering their missed wages and medical bills. This can be a tremendous assurance for workers who have dangerous jobs. All responsible employers have workers compensation. Having this shows employees that their employer cares about them and the work they do.

When an employee is injured on the job they’ll have to file a claim. The claim explains their injuries, medical expenses, lost wages, and any other suffering the accident has caused. It’s the job of the employer and the insurance company to either accept or deny the worker’s claim. Many claims are accepted, but many others are denied. Both employers and insurance companies can dispute claims made by workers. In many cases, these disputes lead to legal actions. Workers Compensation in Vandalia OH can be awarded once the case has been settled.

An employer may dispute a workers compensation claim if they feel the injury was simply the fault of the employee. Workers cannot file for Workers Compensation in Vandalia OH if the injury was the result of their wrongdoing. For instance, if a worker arrives to work intoxicated, and injures himself, they’re essentially responsible for their injuries, and cannot blame the employer. Employers and insurance companies can also deny claims due to horseplaying or official laws and rules being broken.

Shipman Dixon and Livingston Co. L.P.A may be able to help with your workers compensation claim. Workers Compensation in Vandalia OH is essentially insurance for both the employer and the employee. This insurance isn’t something that should be abused. If a claim is disputed, it’s the job of both the employee and employer to come to an amicable conclusion.

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